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Trucking Never Stops—Make Sure Your Coverage Doesn’t Either
As an owner-operator, you’re the backbone of the trucking industry and a trusted partner to the motor carriers you’re leased to. But when you’re off the clock, who’s protecting your investment?
Our Non-Trucking Liability policy ensures you are covered when you’re not under dispatch, so you can drive with peace of mind.
Non-Trucking Coverage That Works as Hard as You Do:
Physical Damage Protection
Towing for Mechanical Breakdown
Rental Reimbursement
Personal Property Coverage
24/7 Mobile App Access
And More...
Don’t leave anything to chance. Get the Non-Trucking Liability insurance that’s as reliable as you are.
Non-Trucking Liability Coverage Includes:
The Mechanical Breakdown coverage is subject to a per loss deductible of $250
Towing
- Towing and/or roadside labor to a covered auto disabled due to a mechanical breakdown
- $500 less the deductible for any labor performed on a covered auto at the place of disablement
- Limit: $5,000 for towing to any facility chosen by the motor carrier
Rental Reimbursement
- The cost of renting replacement tractors, trucks, and trailers when a covered breakdown occurs
- Limit: $200 per day; $1,000 maximum
Emergency Expenses
- Emergency expenses related to a mechanical breakdown, including lodging, meals, vehicle rental, etc.
- Limit: $100 per day; $500 maximum
Personal Property Coverage **
- Includes loss to personal property (owned by you) while inside a covered auto at the time of loss
- Limit: per loss maximum of $2,500; less $250 deductible
- Certain losses are not covered
Electronic Equipment Coverage **
- Electronic equipment while inside or attached to a covered auto
- Limit: maximum $2,500 per loss, less a $250 deductible
Miscellaneous Equipment Coverage **
- Covers, binders, tarps, tie-downs, chains, and other equipment used to secure cargo on non-owned trailers
- Limit: $500 per loss; $100 deductible
Pet Coverage
- Provides $1500 of coverage if a dog or cat is injured or passes away due to a covered loss
- No deductible applies to this coverage
24/7 Mobile App Access
- Manage your policy, file claims, and get assistance anytime, anywhere with our easy-to-use mobile app.
- Included for free with your policy
** Coverage is excess over any other insurance coverage available for the same loss.
Diminishing Deductible
For each consecutive annual policy period that did not have a paid comprehensive, specified perils, collision, or cargo loss, up to $1,000 of the deductible will be reduced by the percentage listed below:
| Number Of Loss-Free Policies With Choice Coverage® Plus | Deductible Reduction |
|---|---|
| Less than 1 | 0% |
| 1 | 25% |
| 2 | 50% |
| 3 | 75% |
| 4 or more | 100% |
* If any physical damage or cargo loss is paid, the deductible reduction will revert back to 0% if coverage is renewed.
Choice Coverage® Plus cost: $20 per power unit, per month.
Not available in all states. All policy terms, conditions, definitions, and exclusions apply to this coverage. Contact an agent for exact provisions.
What Our Clients Are Saying
Sara and their team are wonderful. Hesitant to move over to them when our other insurance came up for renewal, but we are so glad we did. They are courteous, helpful, prompt and we are excited to build a long term relationship with them.
Sara and Josh have always been very helpful. They always try hard to get us the best quote. I highly recommend them for your insurance needs. You will be very satisfied 😃
We have worked with Goodman-Baker for 6 years and they have always been great to work with. If we ever need anything, claims to insurance certs, they are always very responsive and helpful. If you are a trucking company looking for an amazing insurance broker, this is the company to work with!
I have been with Goodman Baker for around 10 years. Not only have they been to most outstanding company I have ever worked with they have became part of the family. I get quotes sometimes just to see and they are always getting the best rates for our business. Honestly I have never done business with any of my venders that was not to there advantage. I promise that they put there customers first at Goodman Baker. They always do!
